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When purchasing a home, you are purchasing “title” to the property. This means that you have the “right” to occupy, use and enjoy the space. However, your “right” to “title” may be limited by rights and claims asserted by others. This can ultimately limit your use and enjoyment of the property and may result in a financial loss. Title insurance protects against these types of losses. Most insurance focuses on potential future events but Title Insurance protects against hazard

Hudkins Law is a real estate law firm specializing in title and settlement services for residential and commercial real estate transactions. The firm has established Best Practices to achieve successful, safe, and timely transactions. Our goal is to complete a successful conveyance and to safeguard client funds, maintain privacy, and provide the best customer service in the industry. This Blog is dedicated to our firm’s Best Practices. The Mission of the Closing Attorney When

Mortgage Inspection Plan or "Plot Plan" A Mortgage Inspection Plan (often referred to as a Plot Plan) is a drawing, prepared by a professional, reflecting the general shape of the subject property and the location of any buildings or structures in relation to the property lines.  Distances are approximate and are typically based on the deed description of record and a physical visit to the premises.  The intention of the Plot Plan is to certify to a lender that there are no e

Wire fraud is on the rise in the real estate industry. Technology hackers monitor email accounts of Title & Settlement Agents, Realtors, Bankers, Buyers, and Sellers of real estate. When it is time to wire funds, the scammer replaces authentic wire instructions with their own bank account information and diverts funds through a series of accounts, then moves the money off-shore where recovery is impossible. Who Is At Risk? Anyone that wires funds! Fraudsters routinely tar

Title Due Diligence When Hudkins Law is engaged by a Buyer of real estate, one of the most important aspects of our representation is to complete “Title Due Diligence”. Hudkins Law employs a team of in-house title attorneys that examine Registry and Court records.  Within a few days, our title attorney team produces a title report (otherwise known as an abstract of title). The title report describes the property being conveyed, the history of ownership, identifies any liens o